All-In-One Online Payment Solution
Payment gateway is the first step in the online payment process. Choosing the right payment gateway in Malaysia to gives your customers ease of mind when they make any purchases online.
All-In-One Online Payment Solution
Payment gateway is the first step in the online payment process. Choosing the right payment gateway in Malaysia to gives your customers ease of mind when they make any purchases online.
Malaysia Online Payment Gateways Comparison
Compare Malaysia’s most popular online payment gateway in the comparison chart below.
| Merchant Providers |  |
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| Setup Fee | iPay88 SME Plan – RM 488 iPay88 Individual/SOHO Plan – RM 488 |
On-boarding Fee* – RM499 On-boarding Fee* – RM5000 On-boarding Fee* – RM10000 |
FREE | FREE | Basic: Free Standard: RM 3,180/year |
Lite Plan: RM 499 Premium Plan: RM 400 |
| Annual Fee |
iPay88 SME Plan – RM 500 (No Hidden Charge) iPay88 Individual/SOHO Plan – Waived |
On-boarding Fee* – RM499 :– RM 25.00 Monthly – (Waived if transaction volume exceeds RM 15k per month) On-boarding Fee* – RM5000 : RM- 599.00 (Waived if transaction volume exceeds RM 180k per year) On-boarding Fee* – RM10000 : |
FREE | FREE | FREE (Basic Plan) |
Lite Plan: RM 99 (waived for the first year) Premium Plan: RM 499 |
| Payment method (Online banking) |
SME – *3.5% per transaction or minimum *RM 0.60 whichever is higher for online banking (e-debit) SOHO – *3.5% per transaction or minimum *RM 0.60 whichever is higher for online banking (e-debit) |
FPX On-boarding Fee* – RM499 *: 2.5% or RM 0.60 per transaction via FPX (Whicheever is higher) On-boarding Fee* – RM5000 : 2.0% or MYR 0.60 per transaction (Whichever is higher) On-boarding Fee* – RM10000 : 1.8% or MYR 0.60 per transaction (Whichever is higher) |
3.0% + RM 1.00 per paid transactionon via FPX Fees exclude SST. |
Domestic 3.9% + RM2.00 Cross border 4.4% + Fixed fee based on the currency received |
FPX B2C RM 1.00 per transaction (basic package) Standard package RM0.50 |
Lite Plan: 3.8% or min. RM 0.60 whichever is higher Premium Plan: (B2B) 2.4% or min. RM 0.60 whichever is higher (B2C) RM 2.00 |
| Payment method (Credit card & eWallet) |
SOHO : E-wallet: 1.0% – Maybank QR, Boost wallet SME : Credit Card: Visa & MasterCard- MDR 2.9% Debit Card: UnionPay Credit/Debit card: E-wallet: 1.0% – Maybank QR E-wallet |
On-boarding Fee – RM 499*: Cards Scheme : 2.5%, MYR processing ( 2%, non-MYR processing and MYR 0.50 for ticket size e-Wallet : 1.3% per transaction – Boost, GrabPay 1.3% per transaction – MCash, Touch ‘n Go 1.3% per transaction – MAE Buy Now Pay Later: Grab PayLater Postpaid – 6% per transaction On-boarding Fee – RM 5000*: Cards Scheme : 2.0%, MYR processing ( 1%, non-MYR processing and MYR 0.50 for ticket size e-Wallet 1.3% per transaction – Boost, GrabPay 1.3% per transaction – MCash, Touch ‘n Go 1.0% per transaction – MAE Buy Now Pay Later: Grab PayLater Postpaid – 6% per transaction On-boarding Fee – RM 10000*: Cards Scheme : 1.8%, MYR processing ( 1%, non-MYR processing and MYR 0.50 for ticket size e-Wallet 1.2% per transaction – Boost, GrabPay 1.2% per transaction – MCash, Touch ‘n Go 1.0% per transaction – MAE Buy Now Pay Later: Grab PayLater Postpaid – 6% per transaction |
3% + RM1.00 per paid transaction on VISA / Master card, additional 2% fee for currency conversion
Fees exclude SST. |
Domestic 3.9% + RM2.00 per paid transaction on VISA / Master card / American Express |
Basic – 2.2% (per paid transaction) Standard – 2.2% |
Credit Card E-wallet Premium Plan: |
| Supported Currencies | RM only | RM (MYR), RM 500 setup for each foreign currency | International Currencies | International Currencies | RM only | RM only |
| Withdrawal Method | Transfer to local bank (weekly) | Transfer to local bank (weekly) | Transfer to local bank (weekly/monthly) |
Transfer to local bank / visa card Payment into Paypal Account Instantly. |
Next day (T+1) | Transfer to local bank (weekly) |
| Received money in local bank |  |
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| Bank Transfer and other payment services | SOHO :
SME :
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Malaysia Online Bank Transfer
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FPX (Maybank2U, HL Online, RHB Online, Bank Islam, PbeBank, CIMB Clicks) | N/A However, a customer can top up his / her Paypal accounts via online bank transfer.(Eg RHB Bank Online Transfer to top up) |
Malaysia Online Bank Transfer
Other Payment Methods
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Other Payment Services
Cryptocurrencies:
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| Supported cards | VISA
Master card UnionPay American Express |
VISA and Master card | VISA and Master card
UnionPay Link Maestro American Express |
VISA card
Master card Discover American Express |
VISA card
Master card UnionPay |
VISA card
Master card PayNet MyDebit UnionPay Discover/Diners |
| Minimum amount for withdrawal | RM 100 | No Minimum withdrawal amount | RM 5 | RM 40 | N/A |
Startup: RM100 SME: RM100 |
| Application Approval Time |
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Credit Card: within 2 months Online Banking: 7 – 14 working days |
Immediate | Immediate (Get Your Credit Card ready to verify your PayPal Account) |
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| E-Wallet |
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N/A |
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| E-commerce Platform Integrations | Shopify WooCommerce, EasyStore, cubecart, Ecshop, Ecwid, Interspire, JustSimple, AdobeCommerce Cloud, Opencart, Oscommerce, Prestashop, Shopex, Shopmatic, Sitegiant, Ubercart, VirtueMart, webShaper, Whmos, Zen cart | Shopify, WooCommerce, EasyStore, Squarespace, Fiverr | Shopify, WooCommerce, EasyStore, Squarespace, Magento, RapidCloud, VirtueMart, Opencart, PrestaShop, Zen cart, J2store, Shoptimize, Oscommerce, Zenoti, HikaShop, myBizCart | Shopify, WooCommerce, EasyStore, Squarespace, Magento, RapidCloud, VirtueMart, Opencart, PrestaShop, Zen cart, J2store, Shoptimize, Oscommerce, Zenoti, HikaShop, myBizCart | Shopify WooCommerce, EasyStore, Exabytes, Sitegiant, Instaweb, OnPay, travelport galileo, PrestaShop, webShaper, amaxMall | Shopify, WooCommerce, EasyStore, Avana, Cs.cart, Cubecart, Drupal commerce, EasyStore, Ecshop, eStore, Shopline, Instant store, Interspire, Magento, Net Shop, Opencart, ShopEx, Sitegiant, VirtueMart, Web Ninja, Web shaper, Xcart, myBizCart, PrestaShop, Good maji |
Malaysia Payment Gateway Benefits You Should know
• Quick application & approval process (3 working days)
• Process members payout directly in local currency
• Easily share campaign across all social media channels
• Support all banks under FPX
• Comprehensive security and rigorous compliance
• Fast and predictable payouts
• 24×7 phone, chat and email support
• Robust developer platform and third-party integrations
• Easy sign up
• International presence
• 100 Million+ ACTIVE registered accounts
• Process multi-currencies
• Support Malaysia Online Bank Transfer
• Offer International Gateways – multiple currencies
• Low transaction fee
• Short settlement period
• After sales service
• Low transaction fee
• Support Malaysia Online Bank Transfer
• Registered Business (Merchant Acquiring Services) with Bank Negara Malaysia (Payment System Act 2003)
• Ability for customers to pay at 7-11 or Petronas via MOLCash
• Extra Loyalty Points via B-Infinite (formerly known as Bcard)
Malaysia Payment Gateway Benefits You Should know
• Quick application & approval process (3 working days)
• Process members payout directly in local currency
• Easily share campaign across all social media channels
• Support all banks under FPX
• Comprehensive security and rigorous compliance
• Fast and predictable payouts
• 24×7 phone, chat and email support
• Robust developer platform and third-party integrations
• Easy sign up
• International presence
• 100 Million+ ACTIVE registered accounts
• Process multi-currencies
• Support Malaysia Online Bank Transfer
• Offer International Gateways – multiple currencies
• Low transaction fee
• Short settlement period
• After sales service
• Low transaction fee
• Support Malaysia Online Bank Transfer
• Registered Business (Merchant Acquiring Services) with Bank Negara Malaysia (Payment System Act 2003)
• Ability for customers to pay at 7-11 or Petronas via MOLCash
• Extra Loyalty Points via B-Infinite (formerly known as Bcard)
