All-In-One Online Payment Solution
Payment gateway is the first step in the online payment process. Choosing the right payment gateway in Malaysia to gives your customers ease of mind when they make any purchases online.
All-In-One Online Payment Solution
Payment gateway is the first step in the online payment process. Choosing the right payment gateway in Malaysia to gives your customers ease of mind when they make any purchases online.
Malaysia Online Payment Gateways Comparison
Compare Malaysia’s most popular online payment gateway in the comparison chart below.
| Merchant Providers |  |
 |
 |
 |
 |
 |
| Setup Fee | SME Plan (RM 488)
Enterprise Plan (RM1,888) Enterprise Premium (RM2,988) |
Standard (RM699)
Premium (RM2,800) Corporate (RM5,000) |
FREE | FREE | Not Stated | Waived |
| Annual Fee |
SME, Enterprise Plan (RM500) Enterprise Premium (RM700) |
Standard (RM25/month)
Premium- (RM25/month) Corporate (RM50/month) |
FREE | FREE | Basic : Free
Standard : RM999 / year |
1st year waived
2nd year onward RM99 per annum |
| Payment method (Online banking) | SME
2.7% or RM0.60 whichever is higher Enterprise 2.0% or RM0.60 whichever is higher Enterprise Premium 1.8% or RM0.60 whichever is higher |
Standard – 2.40% or RM0.60 per transaction
(whichever is higher) Premium- 2.00% or RM0.60 per transaction (Whichever is higher) OR Fixed rate of RM1.50 per transaction Corporate- 1.60% or RM0.60 per transaction (Whichever is higher) OR Fixed rate of RM1.00 per transaction |
3.0% + RM 1.00 per paid transaction via FPX Fees exclude SST. | Domestic
3.9% + RM2.00 Cross border 4.4% + RM2.00 |
FPX B2C RM 1.10 per transaction (basic package)
Standard package RM0.70 |
B2B : 2.4% or RM1 whichever is higher
B2B : RM3 UPOP : 3% |
| Payment method (Credit card & eWallet) | Credit Card (Visa / Master)
SME (2.7%) Enterprise (2%) Enterprise Premium (1.8%) Debit Card (Visa / Master) SME ( 2.5%) Enterprise (1.9%) Enterprise Premium (1.6%) Debit / Credit Card (UnionPay) SME (2.7%) Enterprise (2%) Enterprise Premium (1.8%) International Debit / Credit Card (Visa / Master / Union) Flat rate (2.9%) GrabPay – 1.7% Flat rate Boost, TNG, MaybankQR, NestQR, Mcash, Shopee, SetelPay (1.5% Flat rate) BNPL GrabPay, ATOME, MobyPay (6.0% Flatrate) |
Credit card (Local – VISA & Master)
Standard: 2.40%+ RM0.50 for ticket size < RM40.00 Premium- 2.00%+ RM0.50 for ticket size < RM40.00 Corporate- 1.60%+ RM0.50 for ticket size < RM40.00 Debit card (Local – VISA & Master) – Standard – 2.40%+ RM0.50 for ticket size < RM40.00 Premium- 1.80%+ RM0.50 for ticket size < RM40.00 Corporate- 1.40%+ RM0.50 for ticket size < RM40.00 International Credit / Debit card ( VISA & Master) Standard – 3.40%+ RM0.50 for ticket size < RM40.00 Premium- 3.00%+ RM0.50 for ticket size < RM40.00 Corporate- 3.00%+ RM0.50 for ticket size < RM40.00 MyDebit CNP Standard – 2.40%+ RM0.50 for ticket size < RM40.00 Premium- 1.80%+ RM0.50 for ticket size < RM40.00 Corporate- 1.40%+ RM0.50 for ticket size < RM40.00 E-wallets Standard MAE 1% Boost, ShopeePay, Mcash, TNG, GrabPay – 1.5% Premium MAE 1% Boost, ShopeePay, Mcash, TNG, GrabPay – 1.3% Corporate MAE 1% Boost, ShopeePay, Mcash, TNG, GrabPay – 1.2% BNPL GrabPay Postpaid, BNPL (6%) Atome BNPL (5%+RM1) Visa Installent (HSBC, Ambank, Stand Chart) 3 Months (2.65% per transaction) 6 Months (3.0% per transaction) 9 Months (3.5% per transaction) 12 Months (4.0% per transaction) 18 Months (5.0% per transaction) 24 Months (6.0% per transaction) 36 Months (8.0% per transaction) |
Credit and Debit Card
3% + RM1.00 +1% (for international cards) +2% (If currency conversion is required) E-wallet: Alipay (2.9% + RM1.00) GrabPay (3%) |
Domestic 3.9% + RM2.00 per paid transaction on VISA / Mastercard / Discover Network / American Express | Basic – 1.8% per transaction
Standard package – 1.8 % per transaction |
Credit Card
Visa/Master (Local 2.4%)(Foreign 3.1%) – MyDebit 2% – Diners Club International (3.2%) – Union Pay (3%) E-wallet / QR Payment – Duitnow / Wechat pay (1%) – Shopee / Maybank QR (1.3%) – Tng / Grabpay / Boost / (1.4%) – Alipay China (1.5%) – Alipay+ Cross border (2.7%) – Union pay QRC (3%) Buy now pay later – Grabpay Paylater (Postpaid 5.5%) Installment (6%) – Atome (5%) Razer Cash – Razer Cash 7 Eleven (2.4%) or RM1.40 whichever is higher |
| Supported Currencies | RM only | RM (MYR) only | 135 + International Currencies | RM (MYR), US, Euro, Singapore $ and more | RM only | International Currencies |
| Withdrawal Method | Not mentioned | Transfer to local bank (weekly) | Instant Payout to linked bank account or cards | Transfer to local bank (on request) / visa card
Payment into PayPal Account Instantly. |
Online banking (Next business day)
Credit / Debit Card , Maybank QR Pay (T+2 business day) ShopeePay, TNG, Grabpay, Boost, Buy now pay later (Wednesday and Friday) |
Duit now, Credit cards, Online Banking (weekly on every Thursday)
Domestic E-wallet will be T+2) Any settlement that falls on a non business day will be made on the next business day. |
| Received money in local bank |  |
|
|
|
|
|
| Bank Transfer and other payment services | Malaysia Online Banking
Visa / Master / American Express / Union Pay Other Payment Methods
Buy Now, Pay Later
|
Malaysia Online Banking
Visa / Master / American Express / JCB / Union Pay / MyDebit Secure Other Payment Methods
Buy Now, Pay Later
Instalment
|
Malaysia Online Bank Transfer
Other Payment Methods
Card
|
N/A However, a customer can top up his / her Paypal accounts via online bank transfer.(Eg RHB Bank Online Transfer to top up) |
Malaysia Online Banking
Visa / Master Card Other Payment Methods
Buy Now, Pay Later
|
*cryptocurrency is subjected to management approval |
| Supported cards |
|
|
|
|
VISA &
Mastercard |
|
| Minimum amount for withdrawal | Not mentioned | No Minimum withdrawal amount | Not mentioned | RM 40 | Not mentioned Please check with team@billplz.com |
No minimum withdrawal amount |
| Application Approval Time |
|
Estimated Processing Time for Approval
FPX and ewallets (touch n go, boost, mcash) (2 weeks) Credit/Debit Card payment channel (2 weeks) Grabpay, Atome, MAE, Shopeepay (3 – 4 weeks: wallet provider’s approval) |
Not mentioned | Immediate (Get Your Credit Card ready to verify your PayPal Account) |
Not mentioned Please check with team@billplz.com | Within 7 working days |
| E-Wallet |
|
|
|
N/A | Payment Methods
|
|
| E-commerce Platform Integrations | Not mentioned | Not mentioned | Not mentioned | Shopify, WooCommerce, EasyStore, Squarespace, Magento, RapidCloud, VirtueMart, Opencart, PrestaShop, Zen cart, J2store, Shoptimize, Oscommerce, Zenoti, HikaShop, myBizCart | Opencart, Woocommerce, Magento, Shopify, moodle, PrestaShop, Sellacious, OJS, Ecwid, Cive and total of 30 e-commerce platforms | After the account approval process, the merchant will have the opportunity to appoint your related IT team to reference the API we will provide at a later stage. For all matters concerning merchant’s account, including integration, transactions, or any account-related issues, please feel free to reach out to related team support team support@fiuu.com. They will assist you promptly. |
Do note that the listed pricing and details are subject to change according to the payment gateway’s discretion,
for the most up to date information do visit their respective websites.
Malaysia Payment Gateway Benefits You Should know
• Quick application & approval process (3 working days)
• Process members payout directly in local currency
• Easily share campaign across all social media channels
• Support all banks under FPX
• Comprehensive security and rigorous compliance
• Fast and predictable payouts
• 24×7 phone, chat and email support
• Robust developer platform and third-party integrations
• Easy sign up
• International presence
• 100 Million+ ACTIVE registered accounts
• Process multi-currencies
• Support Malaysia Online Bank Transfer
• Offer International Gateways – multiple currencies
• Low transaction fee
• Short settlement period
• After sales service
Malaysia Payment Gateway Benefits You Should know
• Quick application & approval process (3 working days)
• Process members payout directly in local currency
• Easily share campaign across all social media channels
• Support all banks under FPX
• Comprehensive security and rigorous compliance
• Fast and predictable payouts
• 24×7 phone, chat and email support
• Robust developer platform and third-party integrations
• Easy sign up
• International presence
• 100 Million+ ACTIVE registered accounts
• Process multi-currencies
• Support Malaysia Online Bank Transfer
• Offer International Gateways – multiple currencies
• Low transaction fee
• Short settlement period
• After sales service
